Are there funding and spending limits for my account?

Yes, there are funding and spending limits for your Greenlight debit card.

These limits are set in place by our processor partner and vary by account; they are based on the type of funding source and how the funding source is verified. Greenlight is unable to change or increase them. 


You can review the specific limits below: 

Maximum Balances 

Primary Account $15,000.00 maximum balance
Sub-Account $7,500.00 maximum balance

 

Funding Limits for Greenlight® Mastercard Prepaid Card

Limit 

Amount

Initial value load (by ACH or Debit Card)¹

$10.00 to $20.00 minimum

Value reload (Debit Card)

$20.00 minimum

Value reload (ACH)

$1.00 minimum

Daily Debit load, per Primary Account 

$1,500.00 maximum 2

Monthly Debit load, per Primary Account 3 

$7,500.00 maximum 2

ACH load, per rolling 3-day period, per primary account 
– New Registration4 with Manual Verification5

$300.00 maximum 2

Monthly ACH Load3, per primary account
– New Registration4 with Manual Verification5

$600.00 maximum 2 

Daily ACH Load, per primary account
– Tenured Account6 with Manual Verification5

$350.00 maximum 2  

Monthly ACH Load3, per primary account
– Tenured Account6 with Manual Verification5

$1,000.00 maximum 2  

Daily ACH Load, per primary account
– Plaid Verification7

 $800.00 maximum 2

Monthly ACH Load3, per primary account
– Plaid Verification7

$4,000.00 maximum 2

Payroll Direct Deposit load amount, per sub-account

$1.00 minimum

Monthly Payroll Direct Deposit Loads3, per Family8 

$5,000.00 maximum 2

Monthly Total Load Amount/Transfer 3 from Invest per Family8 

$7,500.00 maximum 2


Spending Limits

Daily point-of-sale, per family8 $1,500.00 maximum
Monthly point-of-sale, per family 3,8 $7,500.00 maximum 
Daily point-of-sale, per sub-account  $1,500.00 maximum 
Monthly point-of-sale, per sub-account 3 $7,500.00 maximum

 

¹ The minimum amount of an initial value load is variable (between $10 and $20) and will be established and displayed for each new customer on the registration screens during the registration process.  The minimum initial value load can be waived at any time.

2 These maximum load limits are subject to decrease at any time at the discretion of Greenlight for risk and fraud control reasons.

3 “Monthly” means a rolling 30-day period.

4 “New Registration” means a Primary Account that has been in existence for 30 days or less.

5  “Manual Verification” means the manual verification of your bank account for ACH transactions using the process described during the Greenlight account registration process, which includes your verification of small dollar test transactions to the bank routing account and transit number you manually enter on the greenlight.com website or on the Greenlight Application. 

6 “Tenured Account” means a Primary Account that has been in existence for more than 30 days.

7 “Plaid Verification” means the automated verification of your bank account for ACH transactions through the Plaid open banking interface by inputting your online banking credentials instead of full bank account and routing numbers.

8 “Family” means the Primary Account plus all Sub-Accounts.

 

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