Cash back is based on billing cycle spend:
- Earn 3% when you spend at least $4,000 in a billing cycle
- Earn 2% when you spend at least $1,000 but less than $4,000 in a billing cycle
- Earn 1% when you spend <$1,000 in a billing cycle
See the Credit Card Rewards Terms and Conditions for details, including earning, redemption, expiration or forfeiture.